Kelowna Kia

Get Approved Today

Get Approved Today

Expand Your Horizons by Rebuilding Your Credit

The days of buying things you cannot afford are now gone, skipping credit card payments or only making minimum payments. Improving your credit score means staying well below your credit limit and paying your credit card bills on time, possibly in full.

Your credit history and credit score tell lenders a lot about your money habits and are designed to give them an idea of what their risk is if they loan you money. Our finance team takes time to understand your finance and credit situation and customize a plan that meets your needs. Our goal is to make customers for life. We want you to buy your next dream car now and also making it easier in the future by providing you with an affordable interest rate and flexible terms that suit you credit situation.

Get Approved

Get a reliable car with great warranty.
Easy Steps to Rebuild. Send an application or call
1-888-699-4333 and ask for the Fresh Start Program.


Too young to get your own car?

No established credit?

How do I check my credit?

Are you a student or recent graduate and in need of transportation?

We have all been there.

Contact us today to get your new vehicle and on the road to freedom with competitive rates and flexible terms you will be living your dream.


Will a divorce affect your credit?

Can I get a car loan on my own?

Can I afford to get a reliable car?

At Kelowna Kia we understand divorce is not an easy process and can make your financial life alot more complicated.

We will go above and beyond and lift that load from your shoulders and have you back on the road again.

No Credit?

Are you new in Canada? Kelowna? Vernon? Penticton? Or anywhere in the Okanagan? Are you a student? No Problem! We offer Car loans for buyers with NO credit, New Credit. Why Us?


  1. We have great relationships with all the Major Car Lenders and Banks.
  2. We have a very experienced in-house financing department.
  3. Our finance experts with more than 10 years experience in Auto Financing specializing in NO credit financing.
  4. We have many quality used cars to choose from to fit your budget.

How to apply?

Simply fill out our online credit Application and our financing staff will get in touch with you on the same day.

Bad Credit?

Mistakes and hard times happen. Sometimes life hands us the hard road now we can help you get back on the easy road.

At Kelowna KIA we are specially trained in securing car loans for bad credit situations.

We have a very experienced in house finance team that works hard to get driving that car you deserve and help rebuild your credit score.


At Kelowna Kia we understand the difficulties that come after a bankruptcy, however we do believe everyone deserves a second chance.

Most bank or lenders do not accept bankruptcy applications.

But at Kelowna Kia we do, we are committed to help you rebuild your credit and get you back in the vehicle of your dreams.

Get Approved >

Give us a call at 1-888-699-4333 or Get Approved now